Consumer lending made simple with Näktergal.
Intelligent digitisation of the entire loan lifecycle helps you process applications more quickly so you can approve more of the right loans while reducing risk.
An all-in-one consumer lending platform provides intuitive experiences, reduces back-office work and helps you grow volumes. It’s all powered by the same platform, so everyone in your organisation – credit risk, collection, marketing, finance – can work off the same system of record. This allows a smoother handoff between departments and a more delightful experience for your customers.
Boost efficiency: a single loan officer can handle more applications, boosting productivity as well as profitability.
Intuitive experiences: smooth onboarding for your customers means faster approval, faster processes, faster everything.
Improve conversion: decrease dropout rates and reduce friction by improving online customer onboarding.
Minimal manual oversight: Effortless lending from onboarding to repayment, manage it all in one single unified platform.
Digitised at every-step: from creating invoices to handling the payments, complete with an overview of every step along the way.
KYC, AML, etc: We have full monitoring of KYC, PEP, sanction-lists, and AML, during the onboarding and every day in the lifecycle.
Fast mover advantage: our real-time visualisations let you quickly identify behaviour changes or shifts in the market so you can adapt immediately.
Pre-built reports: all the information you need for the tax authorities, accounting department and product development at the push of a button.
Questions about how our consumer lending platform fits you?
Tell us more about your consumer lending needs and we will be in touch shortly.