Apply where you are
Response in seconds, not days
Efficiency ⇨ lower rates ⇨ cheaper living
Our efficiency means lower costs for you so that you can offer lower interest rates.
A highly automated system makes it easy to grow and handle very large volumes.
User-friendly and fully digitized customer onboarding leads to high conversion rates.
The Näktergal system digitizes and automates the lending process - from when the customer starts applying all the way until the loan is fully paid.
You can focus on analyzing loan performance and customer behavior using a built-in data warehouse and data visualizations.
One existing installation of the system handles 20 000 applications monthly, with 73% automation and only 2 credit handlers (1 would have been enough but they want redundancy).
In order to offer the best in fintech, we built our platform for cooperation. This allows us to offer a shining array of best-of-breed functionality, from digitized mortgage agreements to fraud detection AI and machine learning for credit scoring.
banks and lenders signed
Meet Swedish Startups interviewed our Erik Bennerhult about how we are changing the world of mortgages.
Meet Swedish Startups is a project aimed to facilitate knowledge sharing and learning among startups, inspire young people to become entrepreneurs and raise awareness about the Swedish startup scene. It aims to bring the startups of Sweden closer to us and closer to each other.
We're strenghtening our competence in mortgages through SwedSec.
We have been building lending systems for quite a while and have a good understanding of digitizing mortgages. But when it comes to provisioning of service, legislation or the home purchase procedure, we're far from experts. This is why we jumped at the chance when we got the opportunity to go back to school and then take SwedSec's licensing exam for mortgage loans.
Swedish magazine BreakIT writes about how we challenge the big banks' oligopoly on mortgages.
Since the new legislation opened up the swedish mortgage market for non-bank challengers, BreakIT has kept a close watch on the development. Now, they take a look at the tech enabling new actors to challenge the big banks. We at Näktergal are now looking for more challengers that want to get on our platform. Together we can revolutionize mortgages and drastically lower the cost of living for a lot of people.