Propelling mortgages into the age of the cloud.

Our cutting-edge mortgage tech makes getting up-and-running fast in the Nordics as easy as a pancake.

Reinventing mortgages with Näktergal

We make mortgages seamless for banks and challengers with our modern mortgage lending system. Our cloud-based mortgage lending system automates at every possible touchpoint for greater transparency, a smoother handoff between departments and a more delightful customer experience. 

End-to-end mortgage platform

Our mortgage system digitises the lending process. Automating at every possible touchpoint all the way from origination and onboarding to servicing. So, everyone from credit risk to finance – wherever they are – can work from the same system of record. All this automation improves back-office efficiency and reduces the strain on resources. Leaving you to focus on the things that really matter; analysing loan performance and customer behaviour using our real-time visualisations and powerful dashboards.

Näktergal | mortgages | Propelling mortgages into the age of the cloud
Näktergal | Products | mortgages


mortgage experiences

The intuitive interface increases onboarding speed and improves conversion. We make understanding customer behaviour as simple as our real-time application monitor that visualises incoming applications. So, no more headaches over piles and piles of data pouring in from different sources. 

Single integrated


An all-in-one mortgage platform helps you improve customer experiences, reduce back-office work and grow volumes. It’s all powered by the same platform, so everyone in your organisation – credit risk, pre-collection, marketing, finance – can work from a single source-of-truth. This allows a smoother handoff between departments and a more delightful experience for your customers.

Näktergal | Mortgages | Propelling mortgages into the age of the cloud

In case this isn’t enough to convince you, additional benefits include:


Turbo boost efficiency means you can improve your offering and reduce overheads.


Intuitive customer onboarding means happier customers and higher conversion.


One single unified platform covers the entire customer journey from onboarding to servicing.


Privacy-by-design and careful consideration of existing and future regulations are elements built into the system.


Integrations and partnerships mean we are the best in class at every stage in the lending lifecycle.


Smooth workflows that are simple to handle for customers and credit handlers alike.

Questions about how our mortgage platform fits you?

Tell us more about your mortgage needs and we will be in touch shortly.