The turnkey consumer lending system

We make consumer lending effortless for our customers.

 Through relentless focus on reducing complexity, we provide an out-of-the-box system that will change the way you do lending.


All-in-one means easy

Manage your entire lending process in one seamless system. Say goodbye to scattered tools and integrations. With Näktergal, everything from application to repayment is handled smoothly, saving you time and reducing complexity.

Automation is lucrative

Our lending system powers productivity in a whole new way. As we automate onboarding, credit decisioning, invoicing and the thousand little things that are required to be competitive on today’s lending market – you automatically increase profitability.

Work less, earn more.

Focusing is smart

Through our relentless focus on efficient consumer lending, we cut away a lot of complexity. All that is left is a simple-to-use, massively powerful lending system. Imagine a day free of priority meetings, requirements gathering and project management. Instead, you can focus all your energy on lending. On your customers. Choosing Näktergal is choosing simplicity.

”The only system I have ever seen that is fully compliant with GDPR and other regulations.”

Ronnie Bodinger, CIO, Avanza Bank

“The speed of the migration project combined with the switch being issue free gave us great confidence in an ever-faster expansion.”

The Truly Digitised Lending Platform - testimonial

With Näktergal we received not only timely delivery but a commitment to excellence that we had yet to encounter in our industry. Hats off to a stellar team!”

Marko Lampén, COO, Bluestep Bank

From this

Sometimes you need flexibility and all the options. There are several financial systems on the market allowing you to adapt and tailor everything precisely to your needs. At a cost, of course. But the true cost is the resulting complexity.

To this

Sometimes you just need the right tool for the job. The Näktergal system is built for one thing: out-of-the-box consumer lending. Less configuration. Less cost. Less maintenance. Unparallelled efficiency. Choose simplicity.

Choose simplicity.

The lending market is fiercely competitive and continuously evolving. Stay ahead of the curve with our all-in-one, turnkey consumer lending system.