The digitized lending system.


Fastest way to get you up and running. Easiest way to scale. Smartest way to enter new markets. The most automated system on the market.

Our digitised lending system is the fastest way to scale, boost efficiency and enter new markets. Helping you get more happy customers without increasing strain on resources.

Automation is lucrative.

Our lending system powers productivity in a whole new way. As we automate onboarding, credit decisioning, and the loan lifecycle – you automatically increase conversion. We call it seamlessly boosting profitability.

Earn more, work less.

Näktergal’s cutting-edge lending platform is intuitive and highly scalable — offering everything you need to make lending more efficient and simple.
The truly digitised lending platform

Scaling is easy.

Managing the entire loan lifecycle is easy in our lending system. Whether you’re about to enter new markets or launch new products, we’ve got you covered. Our services include the whole journey, from acquisition and loan servicing to reporting and analytics.

Joining us is smart.

We focus on creating intuitive experiences across devices – from onboarding throughout the lifecycle – until the loan is fully repaid. We ensure new experiences and happy customers. Choosing Näktergal is the smarter choice.

Näktergal’s cutting-edge lending platform is intuitive and highly scalable — offering everything you need to make lending more efficient and simple.

Näktergal's digitized banking products.

Intelligent digitization of the entire consumer lending loan lifecycle. 

What people say about us:

”The only system I have ever seen that is fully compliant with GDPR and other regulations.”

Ronnie Bodinger, ex CIO, Avanza Bank

Näktergal’s cutting-edge lending platform is intuitive and highly scalable — offering everything you need to make lending more efficient and simple.

”We like Näktergal both because of its technology and because of their collaborative approach to bring it to market. Keep up that great work!”

Aitor Almendros Moreno, Analyst, Santander InnoVentures

Näktergal’s cutting-edge lending platform is intuitive and highly scalable — offering everything you need to make lending more efficient and simple.

Digitized lending products.

The lending market is fiercely competitive and continuously evolving. Stay ahead of the curve with our cutting-edge automated lending system. We have everything you need for your business to scale or to launch a new product in a flash with no extra strain on resources.