Lending the way it should be: effortless, smooth and automated
Our digitised lending systems make it pain-free for banks, challengers, and lending institutions to get up and running fast, scale seamlessly and stay competitive in today’s complex and ever-changing market.
Speedy lending with way less manual steps
Näktergal provides efficient and automated banking systems making lending and saving simple. Our platform automates even the most manual processes in the lending lifecycle; from onboarding to servicing, and everything in between.

Fall in love with our features
Attract and retain
Intuitive experiences drive engagement and make onboarding simplicity itself.
Boost profitability
Enhancing efficiency means you can convert more customers without increasing burdens on your team.
Get up and running quickly
Our system makes lending so simple that your only thoughts when launching in a new market will be license and marketing.
Full automation with overview of every stage
The applications management monitor provides a real-time overview of applications cutting your response time to changes in the markets, brokers or providers.
Compliance as a standard
Our 20 something years in the Swedish and Finnish markets and our passion for lending mean we know what is happening in the industry. We stay abreast of shifts and changes in legislation so that we can be compliant before any law even takes effect.
New integrations no problem
We take care of all integrations so keeping existing data suppliers, replacing them, and even adding new sales channels is a doddle.
Collaboration beats competition
To provide truly digitised banking systems, we built our platform for cooperation. This allows us to offer a shining array of best-in-class functionality, from digitised mortgage agreements to fraud detection AI and machine learning for credit scoring.

Näktergal's digitised banking products
Questions about how Näktergal can fit into your business?
Tell us how we can help and we will get in touch shortly.