The future of lending is digital

Näktergal is on a mission to replace unnecessarily complex legacy banking systems. Since our foundation in Stockholm in 2015, we have been building an all-in-one, turnkey system to make lending efficient and straightforward for everyone. 

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Näktergal | About us | Team

The Näktergal story

Where Technology Meets Financial Insight

Näktergal was born from a vision to transform the financial landscape by merging deep technological expertise with profound financial insight. Our founders, Erik and Mikael, each bring a unique blend of experience that defines our approach and commitment to innovation.

Erik’s journey began in his teens when he built his first neural network back in 1994, fascinated by the potential of technology to create and solve in equal measure. With a developer’s heart and a deep passion for building ever-better systems, he gradually moved into leadership roles, eventually becoming a bank CTO at an early age. This journey reflects his drive to bring technical vision into practical, impactful solutions for the financial world.

Mikael, on the other hand, is a financial powerhouse, having served as both CFO and CEO in prominent Swedish financial institutions. His broad knowledge of financial operations, combined with his strategic leadership, brought him face-to-face with the challenges and opportunities in lending and compliance. Mikael saw firsthand how outdated systems often held institutions back, inspiring him to seek a better way forward.

Together, Erik and Mikael founded Näktergal with a shared purpose: to create a smarter, more agile way for financial institutions to operate. With Näktergal Core, they’ve brought to life a platform that combines Erik’s technical prowess with Mikael’s financial acumen—built to support the future of lending.

At Näktergal, we’re not just building technology; we’re reimagining what financial technology can do.

Our Commitment to a Sustainable Future

At Näktergal, we believe that technology has the power to create a more sustainable world. We are committed to advancing responsible, transparent, and sustainable practices that align with both global standards and the unique needs of our industry.

Our dedication is rooted in two key partnerships. First, with EcoVadis, a leading global sustainability assessment organization, we rigorously evaluate and improve our environmental, social, and ethical practices. This allows us to hold ourselves to the highest standards and transparently track our progress in real time.

Additionally, as a participant in the UN Global Compact, we embrace its principles around human rights, labor, environment, and anti-corruption. By aligning our operations and strategy with these principles, we’re working to make a meaningful impact that extends beyond our business and into the communities we serve.

Our approach to sustainability is proactive, solution-driven, and ever-evolving. From innovating eco-friendly solutions in our product development to fostering a responsible supply chain, we are committed to creating technology that drives positive change. At Näktergal, we see a future where finance and sustainability go hand-in-hand—and we’re excited to be leading the way.

“Supporting the mission of the UN Global Compact comes very natural to us. At Näktergal, we take pride in thinking long term. But this is not the time to think, but a time to act and build a future for everyone,” says Erik Bennerhult, CEO of Näktergal.

Join us in building a sustainable future for the lending industry and beyond.

The EcoVadis methodology is based on international sustainability standards, including the Global Reporting Initiative, the United Nations Global Compact and ISO 26000. As part of the EcoVadis assessment process, a team of international sustainability experts analyzes and reviews company data to create reliable ratings. 

 

The UN Global Compact is the world’s largest corporate sustainability initiative,  with more than 15,000 companies and 3,800 non-business signatories based in over 160 countries, dedicated to helping businesses align their operations and strategies with ten universal principles. These principles cover essential areas: human rights, labor standards, environmental responsibility, and anti-corruption. 

 

 

Näktergal | About us | Team

Who is Näktergal?

Näktergal is a team of seasoned developers and financial experts brought together by a shared vision: to simplify and elevate the lending experience. With decades of practical experience in banking and finance, we understand the complexities of traditional systems and have seen firsthand the need for a more adaptable, efficient approach.

At Näktergal, we believe in building strength through simplicity. Our platform, Näktergal Core, is designed to empower financial institutions to serve their customers with transparency, speed, and flexibility. Every feature reflects our commitment to clarity and collaboration, ensuring lenders have the tools they need to stay agile, compliant, and customer-focused in a rapidly changing landscape.

Rooted in innovation and a passion for progress, Näktergal is redefining what’s possible in financial services. We’re not just building technology; we’re transforming how financial institutions operate and grow.

Join us on our mission to reshape the future of lending.