Tomorrow belongs to those who can hear it coming.
Lending automated
From onboarding to servicing, we deliver automation at every possible stage. We make it easy for banks, challengers, and lending institutions to scale seamlessly and stay competitive in today’s complex and ever-changing market.
How it works
Näktergal is an end-to-end consumer lending system, handling mortgages and unsecure loans. Customers apply and view their loans in Näktergal Portal. Behind the scenes, Näktergal Engine manages onboarding and the entire loan life-cycle, while offering overview and control to the lender.
Real-Time Dashboards
The Pulse of Your Lending Universe
In a world where every second counts, Näktergal’s real-time dashboards bring the story of your portfolio to life. Imagine the power of seeing your customer acquisition metrics and portfolio performance at your fingertips. These dashboards go beyond mere metrics; they offer a seamless, dynamic view of your business in action.
The elegance of Näktergal’s real-time dashboards lies in their simplicity—everything you need to understand your growth, track trends, and steer your portfolio, right where you need it, exactly when you need it.
Näktergal Labs
What gets tested, gets improved.
At Näktergal, we believe robust systems are built on thorough testing. That’s why we created Näktergal Labs—a comprehensive toolkit designed to simplify and supercharge your testing process.
Generate realistic mock data, simulate complex scenarios, and even manipulate time to test features like interest accrual. Näktergal Labs is your testing playground, ensuring bulletproof system reliability.
API-First Approach
Integration Without Limits
Imagine a lending system built not as a walled garden but as a platform open to limitless possibilities. That’s Näktergal’s API-first approach—a fully open architecture that allows you to seamlessly extend and integrate across your technology stack.
Whether connecting with existing systems or adding new capabilities, Näktergal’s APIs empower your team to customize and grow with ease. Integrations and enhancements are no longer cumbersome projects but simple, adaptable processes, turning your platform into a dynamic hub for innovation.
Policy Filters
Ensuring Compliance, Consistency, and Efficiency
In the world of lending, every decision has the power to shape a client’s future—and your institution’s trajectory. Näktergal’s Policy Filters are here to ensure each application aligns with your vision, operating like sentinels within the system, guiding applications through a finely-tuned set of rules and criteria. Think of these filters as the silent architects of compliance, risk management, and consistency, protecting your standards without ever slowing you down.
With our policy filters, each decision reflects a balanced approach to compliance, a watchful eye on risk, and a commitment to streamlined efficiency. Automate with confidence, knowing that every loan application is filtered through your specific requirements, ensuring accuracy and clarity in every approval, every modification, and every rejection.
Näktergal AI
The Future of Intelligent Lending
Imagine a world where your lending platform doesn’t just keep up—it anticipates. Enter Näktergal AI, the dynamic force at the heart of your system. Constantly evolving, Näktergal AI understands every nuance of your platform, transforming insights into a seamless story uniquely yours.
This is more than software; it’s a living interface, forever learning and redefining the possibilities of lending. With each interaction, Näktergal AI reshapes the future of financial technology, creating a truly intuitive experience.
Integrations
Out-of-the-box
Forget the hassle of integration projects. Our system offers you a shining array of best-in-class functionality, from digitised mortgage agreements to an AI co-pilot. All ready for you, from day one!
