Lending trends

The Näktergal blog is compiled by experts in lending, digital transformation and, banking. So, this is your guide to all things lending: big and small.

Blog home
Case studies
Näktergal news

Lending trends articles:

Why the cost-of-living crisis is good news for the Swedish mortgage market.

Why the cost-of-living crisis is good news for the Swedish mortgage market.

How is increased competition in the mortgage market good news for banks and consumers?

Why digitization and collaboration are crucial to making the amorteringsunderlag process – as well as the mortgage industry – better for consumers and lenders blog size

Why digitization is crucial to smoother amorteringsunderlag processes

Is it time for banks, lenders, and FI to work together to reassess the process for the greater good?

The evolution of trust in banking

The evolution of trust in banking

How can banks win back the trust of customers? What can be done to engender trust?

transforming mortgage lending processes

Transforming mortgage lending processes

The mortgage market is changing, so how can CEOs transform their mortgage process to stay ahead?

The impact of poor digital experiences and unavailable customer service on application abandonment.

The impact of poor digital experiences on application abandonment

Poor digital experiences put us off even if it’s a brand we trust. This can result in us seeking an easier alternative. 

The future of lending - top integrations for your lending system 2022

The future of lending - top integrations for your lending system 2022

There are so many great lending tech products out there. We put together our top picks to help you navigate.

Why banking modules are the future of banking

Why banking modules are the future of banking

Change is scary, especially for banks. Banking modules are a pain-free way to update functionality.

How to benefit from trends in mortgage lending​

Digital mortgage trends lenders can't ignore

Banks must embrace digitisation to meet consumer demands. The question is, will it be fast enough?

How to build trust as a lender

How to build trust as a lender

Trust is hard to build and easy to destroy.  This article explores how to meet expectations and build trust.

Emerging trends in mortgages

Interview: the future of better mortgages

There is a reason digitising mortgages is still such a young field. It is because there are so many complexities. 

How can lenders benefit from the rise of responsible lending?

How can lenders benefit from the rise of responsible lending?

Now is an opportunity for lenders to get new clients that typically would not need a loan at all. Read how.

Post-COVID lending boom: the grand re-opening

Post-COVID lending boom: the grand re-opening

Now is the time to ramp things up and optimise this opportunity for SME lending.

Subscribe to our newsletter

Sign-up to receive news and updates.

How automation drives ESG sustainability in finance

How automation drives ESG sustainability in finance

Automation in banking is useful beyond just increasing efficiency . There are benefits in terms of ESG too.

Lending digital Dilemma: should we always just automate everything?

Digital Lending Dilemma: should we automate?

There are times and instances where manual isn’t the worst idea. What are they and why is it smart?

Big banks must join forces with fintechs

Big banks must join forces with fintechs

As the banking landscape becomes increasingly fragmented, how can banks protect their long-term profitability?

The opportunity in transforming SME lending

The opportunity in transforming SME lending

Turning challenges into opportunity. How to benefit from shifts in SME lending? 

The digital transformation of business lending- 3-1-0 GO!

The digital transformation of business lending: 3-1-0 GO!

Has the tipping point for legacy systems in business lending been reached?

A/B Testing for Digitised Mortgage Lending - How & Why​

A/B Testing for Digitised Mortgage Lending: How & Why?

A/B testing is an invaluable tool in lending. How can it be used to optimise processes?

The triumphs and fails of the Swedish mortgage market

The triumphs and fails of the Swedish mortgage market

How effective were the Swedish amortisation regulations really?

The best mortgage paradox

The paradox of
the "best" mortgage rate.

Figuring out if what we are paying is fair is one of the biggest challenges with mortgages today.

battling legacy

Video: Battling legacy with Erik Bennerhult

Innovative tech today will be irrelevant in 5-10 years. How can you avoid becoming legacy?

Subscribe to our newsletter

Sign-up to receive news and updates.

Fintech's role in the distribution of state loans.​

Fintech's role in the distribution of state loans

In a crisis, governmental cash injections are crucial. Are banks up to the challenge?

KYC: 3 effective ways to prevent fraud and other financial crimes​

KYC: 3 effective ways to prevent fraud and other financial crimes

KYC is integral to fighting against fraud. But how can you make KYC an effective tool for your business?

Migrations machine: how is Balanzia is improving conversion.

Migrations machine: how Balanzia is improving conversion

Read how we did a successful legacy system data migration in just two weeks with Balanzia.

Näktergal recruits compliance expert as new CPO.

Näktergal recruits compliance expert as new CPO

Näktergal bolsters team with compliance expert Stig as CPO, former Riksbanken payments expert.

Näktergal expands to Finland with Bluestep Bank​

Näktergal expands to Finland with Bluestep Bank​

We have expanded our digital mortgage lending platform to Finland with Bluestep Bank.

5 challenges facing lending in the time of Covid-19​ blog homepage size

5 challenges facing lending in the time of Covid-19

Covid-19 presents a new kind of financial crisis. What challenges is the lending industry facing?